Financial Aid 101 - Garrett College

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As of Monday, August 23rd, all individuals must wear a masks indoors regardless of vaccination status. Individuals are also required to complete the daily health self-assessment before coming to campus.

Note: the Daily Health Self-Assessment form is located here.

Employees and students are not required to be vaccinated at this time but are strongly encouraged to do so.

Garrett College is preparing for a comprehensive return to campus for the fall semester beginning September 8th, 2021, with the majority of academic classes being offered in-person.

The most up-to-date information on Garrett College's response to COVID-19, can be found online at novel coronavirus/COVID-19 resource page.

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Financial Aid 101

Need-based aid

Need-based financial aid is exactly what it sounds like — it's awarded based on your financial situation. Financial information provided on the FAFSA is used to determine one's need.

Some schools may collect additional information to determine eligibility for any need-based dollars available through the school.

Non-need-based aid

This type of financial aid may be awarded based on a student's ability, talent, or unique characteristics, such as academic achievements, athletic ability, musical talent, or ethnic heritage.

Types of Financial Aid


Grant money is typically based on you and your family's financial situation (need-based aid). Grants DON'T have to be repaid, as long as you meet the requirements.

Learn about GC's Grants & Scholarship opportunities here


Scholarship money is typically awarded based on merit or accomplishments (i.e. good grades, athletic ability, unique characteristics, etc.). As long as you meet the requirements, scholarship money DOESN'T have to be repaid.

Learn about GC's Grants & Scholarship opportunities here

Student Loans

Student loans MUST be repaid. There are various types. Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Be sure you completely understand what you are agreeing to before taking out a loan. Consider your future.

Learn about student loans here


Work-study programs offer career-related work experience, allowing you to earn money while working throughout the school year. For information on GC's work study programs, contact Ashley Wilt at 301-387-3057 or

Work Study Application

Reputable sources of financial aid:

  • Federal, state and local governments
  • Colleges and universities
  • Private scholarship organizations (remember: you should never PAY to apply for scholarships!)
  • Civic organizations and churches
  • Employers

For more information about federal aid programs, visit

Video Resources

Priority Deadline



You can apply for Financial Aid at any time. GC encourages you to submit your FAFSA when it first becomes available on October 1 of each year.